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Business Umbrella Insurance Coverage for MD, VA, DC

Business Umbrella Insurance Coverage for MD, VA, DC

No matter how well you plan, catastrophes can still occur; and depending on the circumstances, the resultant claims against your business can have devastating consequences, it could even put your entire business at risk unless you have a business ‘umbrella’ protection plan.  Here at Community Insurance Services in Laurel, Maryland we will look at your current business liability insurance  coverages and help you decide on the right path.

What is Business Umbrella Insurance Coverage?

Business catastrophe liability insurance is sometimes referred to as ‘business umbrella’ insurance.  This insurance adds an additional layer of liability protection, typically one million dollars or more, beyond the coverage limits in your company’s present commercial auto and general liability policies. This is an additional policy that requires you to maintain certain coverage and protection limits on your company’s various primary insurance policies.

Why not speak to our representatives at Community Insurance Services today to arrange for that extra umbrella over your business?  Just contact us to learn how to get started. 

Already have Umbrella Coverage for your business? 

Why not sit down with one of our agents for a no-obligation policy review to assure that you are getting the best rates for the coverage you need?


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The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent like those at  before Community Insurance Services making any decisions or choosing a course of action.




What Our Customers Have To Say...

I've been with Ginger and CIS (Formerly H.T.Brown Insurance Agency) since November, 1994. Insurance for auto, home, business, and life are a critical part of our daily lives. We never plan on having to use insurance, but it gives me "peace of mind" to know that CIS and Ginger are there to assist. For over 17 years I can pick up the phone and speak with someone that knows me beyond a policy number. In an ever changing environment, it's nice to know they are there to answer my questions. I look forward to being with them for many more years to come. Thanks Ginger.--- Tony Sykesville