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General Liability / Contractor Liability Insurance for MD, VA, DC

General Liability / Contractor Liability Insurance for MD, VA, DC

Is General Liability Insurance Just for Contractors?

A wide range of businesses would benefit from General Liability coverage, including contractors.  Here in Laurel, MD, at the Community Insurance Services, we have helped many business owners in Maryland (MD), Virginia (VA) and Washington DC to have the protection theiy need.

Whether your specialty is Carpentry, Lawncare, HVAC, or Electrical Wiring, you need protection that follows you and your employees to your job sites.  General Liability protection which includes Bodily Injury and Property Damage protection is likely the right fit for your business on-the-go. 

General Liability Insurance may include the following coverages:

  • Premises & Operation – for claims arising from your insured location (owned, leased, or rented) and the work operation or services you provide to your customers
  • Products and Completed Operations – for claims arising from the product you have manufactured or the work you have completed

In addition to general liability protection, you may also want to consider...

  • Equipment & tool coverage – from skidsteers to hand tools, you need to protect the tools and equipment essential to your business. 
  • Bonds – including bid bonds, performance bonds, license & permit bonds, fidelity & dishonesty bonds, and more!
  • Builders Risk & Installation Floater coverage – protection for the building under construction or building materials before they are installed and become part of your client’s structure. 

Whether you are new to your business or a seasoned business owner, you will find answers and assistance are just a phone call or e-mail away when you rely on the experienced representatives at Community Insurance Services. We can help you assess your needs and your options.  So contact us to get the protection you need today. 


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The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent like those at Community Insurance Services  before making any decisions or choosing a course of action.




What Our Customers Have To Say...

I've been with Ginger and CIS (Formerly H.T.Brown Insurance Agency) since November, 1994. Insurance for auto, home, business, and life are a critical part of our daily lives. We never plan on having to use insurance, but it gives me "peace of mind" to know that CIS and Ginger are there to assist. For over 17 years I can pick up the phone and speak with someone that knows me beyond a policy number. In an ever changing environment, it's nice to know they are there to answer my questions. I look forward to being with them for many more years to come. Thanks Ginger.--- Tony Sykesville