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Key Person (Employee) Life Insurance :: MD, VA, DC

Key Person (Employee) Life Insurance :: MD, VA, DC

As a business owner, you work hard to stand out and be competitive in your market, and you may rely upon one or more of your employees to make that happen.  Maybe your company has a person who serves as your company’s key contact for suppliers or customers, or maybe they are pivotal in the management of  the business, then the loss of that one person would present a major threat to the well-being of your company.

So when you lose such an employee, particularly through death, the impact on your business can be substantial. You can protect against that impact with Key Employee insurance.  Here in Laurel, Maryland, at Community Insurance Services, we can help you prepare for whatever might happen whether your business is located in Maryland (MD), Virginia (VA) or Washington DC. 

Key Person Life insurance is a policy purchased by your company, with a benefit amount that  depends on the situation, the role the key person plays as well as his/her health and age.

As you consider whether Key Employee insurance would benefit you, see also Group Life Insurance Benefit Plans.

Our experienced agents can assist you as you examine the options to arrive at the one that best suits your needs.  Just contact us today to discuss how we can help.


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The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent like those at Community Insurance Services before making any decisions or choosing a course of action.




What Our Customers Have To Say...

I've been with Ginger and CIS (Formerly H.T.Brown Insurance Agency) since November, 1994. Insurance for auto, home, business, and life are a critical part of our daily lives. We never plan on having to use insurance, but it gives me "peace of mind" to know that CIS and Ginger are there to assist. For over 17 years I can pick up the phone and speak with someone that knows me beyond a policy number. In an ever changing environment, it's nice to know they are there to answer my questions. I look forward to being with them for many more years to come. Thanks Ginger.--- Tony Sykesville